The "Cost of Waiting" Analysis
Most people look at the cost of installing solar (e.g. ₹2 Lakhs). But very few look at the cost of NOT installing solar.
If your monthly bill is ₹3,000 today, you are paying ₹36,000 a year to the DISCOM. This is money that is burned forever. It creates no asset.
The Power of Electricity Inflation
Grid electricity prices in India are not fixed. They rise due to coal prices, distribution losses, and inflation. A conservative estimate is a 5% annual hike.
- Year 1: You pay ₹ 36,000
- Year 10: You will pay ₹ 55,000 (for the same usage!)
- Year 20: You will pay ₹ 90,000
By locking in your energy cost today with a solar plant, you immune yourself from these hikes.
Solar as a Financial Asset
Think of a solar plant as a "Pre-Paid Electricity Card" for 25 years. You pay a lump sum today (say ₹ 1.5 Lakhs net) and get free power worth ₹ 15 Lakhs+ over its lifetime. That reflects a return on investment (ROI) that beats almost any debt instrument in the market.