Detailed Guide to PM Surya Ghar: Muft Bijli Yojana (2026)
On February 13, 2024, Prime Minister Narendra Modi launched the PM Surya Ghar: Muft Bijli Yojana with a massive outlay of ₹75,000 Crores. The goal? To illuminate 1 crore households across India with free solar electricity. In 2026, this scheme continues to be the primary driver of residential solar adoption in the country.
For homeowners, this scheme simplifies the financial equation. By offering a direct upfront subsidy (Central Financial Assistance or CFA), it reduces the burden of capital investment. If you have been on the fence about solar, this subsidy is the push you needed.
Current Subsidy Rates Explained
The Ministry of New and Renewable Energy (MNRE) has structured the subsidy to favor smaller households (middle class) who consume 1-3 kW of power. Here is the exact breakdown:
| System Capacity | Subsidy Rate | Total Eligible Subsidy |
|---|---|---|
| 1 kW System | ₹30,000 per kW | ₹ 30,000 |
| 2 kW System | ₹30,000 per kW | ₹ 60,000 |
| 3 kW System | ₹60k (for first 2kW) + ₹18k (for next 1kW) | ₹ 78,000 (Maximum) |
| Above 3 kW (e.g. 5kW, 10kW) | Fixed Cap | ₹ 78,000 |
Note for Large Homes: If your home requires a 5kW or 10kW system, you are still eligible! You will simply receive the maximum capped amount of ₹78,000. It is a common misconception that systems >3kW get zero subsidy; this is incorrect.
Eligibility Criteria
Not everyone can claim this benefit. Here is the checklist:
- Indian Citizenship: The applicant must be an Indian citizen.
- Ownership: The roof rights must belong to the applicant (or have valid NOC).
- Electricity Connection: Must have an active grid connection in their name.
- No Previous Subsidy: The applicant or the premises should not have availed any previous solar subsidy.
- DCR Requirement: You MUST use solar modules manufactured in India (Domestic Content Requirement). Imported Chinese panels are strictly ineligible for subsidy.
Step-by-Step Application Process
The government has launched the National Portal for Rooftop Solar to make the process transparent and digital. No need to visit government offices.
Step 1: Registration
Visit pmsuryaghar.gov.in and register using your State, Electricity Distribution Company (DISCOM), Consumer Number, Mobile Number, and Email.
Step 2: Apply for Rooftop Solar
Login with your mobile number. Fill out the application form requesting the capacity you need. Wait for "Feasibility Approval" from your DISCOM (usually takes 1-2 weeks).
Step 3: Installation
Once feasibility is approved, pick any registered vendor from the portal's approved list. Sign an agreement with them and get the plant installed. Ensure they use DCR panels.
Step 4: Inspection & Net Metering
After installation, apply for a Net Meter. DISCOM officials will inspect the system to ensure safety standards. Once approved, they will install the bi-directional net meter.
Step 5: Receive Subsidy
After the net meter is installed, the DISCOM issues a commissioning certificate. Upload this to the portal along with your cancelled cheque. The money will flow directly into your bank account within 30 days.
What about Group Housing Societies (RWAs)?
For Resident Welfare Associations (RWAs) and Group Housing Societies (GHS), the subsidy rules are different. They are meant for "Common Facilities" like:
- Street Lighting within the complex
- Lifts and Elevators
- Water Pumps
- Gymnasiums and Community Halls
RWAs get a flat subsidy of ₹18,000 per kW. The total capacity eligible is limited to 500 kW per RWA. This is a massive opportunity for societies to cut down their specific maintenance charges.
Frequently Asked Questions
1. Can I get a subsidy for an Off-Grid system (with batteries)?
Technically, the CFA is for Grid Connected systems. However, Hybrid systems (which have both grid connection and batteries) ARE eligible, provided the inverter supports net metering features and is approved by the DISCOM. Pure off-grid systems (no grid connection) generally do not qualify for this specific scheme.
2. What if I am a tenant?
Tenants cannot apply directly. The application must be in the name of the electricity connection holder (the landlord). You can come to a private agreement with your landlord regarding the investment.
3. Is there a state subsidy on top of this?
Yes! Some states like Uttar Pradesh and Delhi have announced additional state subsidies over and above the Central subsidy. For example, UP offers an additional top-up for certain capacities. Check with your local vendor for state-specific bonuses.
Conclusion
The PM Surya Ghar Yojana is one of the most generous solar policies in the world. By covering nearly 40-50% of the cost for small systems, it essentially boosts your ROI to over 30%. If you have a suitable roof, postponing your solar installation is simply losing money every month.