🏛️ Central Government Scheme • Launched Feb 2024

PM Surya Ghar Muft Bijli Yojana 2026

Get up to ₹78,000 subsidy + 300 free units/month under India's largest rooftop solar scheme. Calculate your exact subsidy below.

₹30,0001 kW subsidy
₹60,0002 kW subsidy
₹78,0003 kW + subsidy
300 unitsfree/month target

🧮 PM Surya Ghar Subsidy Calculator

✅ Next Step: Apply at pmsuryaghar.gov.in with your electricity bill number and Aadhaar. It takes 5 minutes to register.

📋 PM Surya Ghar Subsidy Slab 2026

System SizeCentral SubsidyTypical CostCost After SubsidyUnits/MonthPayback
1 kW₹30,000₹65,000–₹75,000₹35,000–₹45,00090–1203–4 yrs
2 kW₹60,000₹1,20,000–₹1,40,000₹60,000–₹80,000180–2403–4 yrs
3 kW Best Value₹78,000₹1,75,000–₹2,10,000₹97,000–₹1,32,000270–3603–5 yrs
4 kW₹78,000₹2,30,000–₹2,60,000₹1,52,000–₹1,82,000360–4804–5 yrs
5 kW₹78,000₹2,80,000–₹3,20,000₹2,02,000–₹2,42,000450–6004–6 yrs
6 kW +₹78,000 (capped)₹3,30,000+₹2,52,000+540+5–7 yrs

* Subsidy capped at 3 kW (₹78,000) for individual households. Housing societies get ₹18,000/kW for capacity above 3 kW. Costs are estimates including installation.

📝 How to Apply — Step by Step

1

Register on pmsuryaghar.gov.in

Enter your state, DISCOM name and electricity consumer number. Verify with your registered mobile OTP. Takes 2 minutes.

2

Apply for Rooftop Solar

Fill in your roof area, preferred system capacity and upload a photo of your electricity bill. DISCOM will verify feasibility within 7–15 days.

3

Choose Empanelled Vendor

Select from the list of MNRE-empanelled vendors in your area. Compare their quotes on the portal. Do NOT pay cash — use digital payment only.

4

Installation & Net Meter

Vendor installs the system (typically 1–3 days). DISCOM inspects and installs a bidirectional net meter. This step takes 15–30 days.

5

Subsidy Credited to Bank

Upload commissioning certificate on the portal. Central subsidy of ₹30,000–₹78,000 is credited directly to your Aadhaar-linked bank account within 30 days via DBT.

Frequently Asked Questions

What is PM Surya Ghar Muft Bijli Yojana?
PM Surya Ghar Muft Bijli Yojana (launched February 2024) is the central government's flagship rooftop solar scheme targeting 1 crore households. It provides central subsidies up to ₹78,000, enables net metering for free electricity and is backed by a budget of ₹75,021 crore. The scheme is implemented through DISCOMs and MNRE-empanelled vendors.
Is PM Surya Ghar subsidy available for apartments?
Yes. Individual flat owners can apply for 1–3 kW systems on their portion of rooftop with full subsidy. For housing societies (RWAs), the subsidy is ₹18,000/kW for capacity above 3 kW per household, enabling larger systems for common areas. The society must apply as a unit through the portal.
Can I get a loan for the remaining cost after subsidy?
Yes. The scheme is integrated with bank loans. 12 public sector banks offer collateral-free solar loans at 7% interest for up to ₹2 lakh. Banks: SBI, PNB, Bank of Baroda, Canara Bank, Union Bank and others. The subsidy is adjusted after the loan is disbursed.
What documents are needed to apply?
1) Aadhaar card linked to mobile number. 2) Latest electricity bill (shows consumer number + DISCOM). 3) Bank account linked to Aadhaar. 4) Rooftop ownership proof (sale deed or rent agreement). 5) Recent passport-size photo. Government employees and income tax payers are eligible — there is no income bar for the base subsidy.
How long does the entire PM Surya Ghar process take?
From registration to subsidy credit: 45–90 days typically. Breakdown: DISCOM feasibility approval (7–15 days), vendor selection (7 days), installation (1–3 days), net meter installation by DISCOM (15–30 days), subsidy disbursement (30 days). Total: 60–75 days in most cases.

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