Where the money goes in a typical ₹1,60,000 on-grid 3kW rooftop system (before subsidy):
| Component | What you get | Approx. cost |
|---|---|---|
| Solar panels | 6 × 550W Mono PERC / TOPCon (DCR for subsidy) | ₹72,000 – ₹96,000 |
| On-grid inverter | 3kW string inverter | ₹13,000 – ₹20,000 |
| Mounting structure | GI / aluminium rooftop frame | ₹15,000 – ₹22,500 |
| Cables, earthing, protection | DC/AC cables, ACDB/DCDB, lightning arrestor | ₹7,500 – ₹11,250 |
| Installation & net meter | Labour, DISCOM paperwork, net meter | ₹7,500 – ₹15,000 |
| Type | Price before subsidy | Works in power cut? |
|---|---|---|
| 3kW on-grid | about ₹1,60,000 | No |
| 3kW hybrid + 5 kWh lithium battery | ₹2,30,000 – ₹2,60,000 | Yes |
The ₹78,000 PM Surya Ghar subsidy applies to both when a registered vendor installs DCR panels with net metering. Panel brand also changes the price: Waaree, Adani and Tata panels cost roughly ₹25–₹38 per watt, so 3kW of panels costs about ₹75,000 – ₹1,14,000. Installers quote complete systems, so compare at least three quotes. See the solar panel price list, solar inverter price list, or the free solar calculator.
A 3kW solar system is the most popular choice for Indian homes — perfect for 2–3 BHK households with 1 AC, refrigerator, washing machine, lights and fans. With the PM Surya Ghar ₹78,000 subsidy, it is the most affordable clean energy investment available in India today.
| Panel Quality | Gross Price (₹) | PM Subsidy (₹) | Net Price (₹) |
|---|---|---|---|
| Standard (Polycrystalline) | ₹1,75,000 | −₹78,000 | ₹97,000 |
| High Efficiency (Mono PERC) ⭐ Most Popular | ₹1,60,000 | −₹78,000 | ₹82,000 |
| Premium (Bifacial / TopCon) | ₹2,35,000 | −₹78,000 | ₹1,57,000 |
* Prices are indicative for 2026. Actual cost varies by state, installer, and roof type. Subsidy subject to PM Surya Ghar eligibility.
*Prices may vary by state and installer.
At 3kW, you receive the maximum ₹78,000 PM Surya Ghar subsidy. Bigger systems don’t get more — making 3kW the best subsidy-per-rupee.
Covers 80–100% of a standard Indian household’s electricity — 1 AC, fridge, washer, lights and fans running comfortably.
Monthly savings of ₹3,000–4,500 means you recover your investment in just 3–4 years then 20+ years of free electricity.
Needs only 200–250 sq ft of shadow-free roof. Most 2BHK terraces accommodate this. Just 8–10 panels.
| No. of Solar Panels | 8–10 panels (300–400W each) |
| Roof Area Required | 200–250 sq ft (shadow-free) |
| Daily Units Generated | 12–15 units/day |
| Annual Generation | 4,380–5,475 units/year |
| Inverter Required | 3kVA string or hybrid inverter |
| Panel Warranty | 25 years performance, 10 years product |
| CO₂ Saved / Year | ~3,000–3,500 kg/year |
The PM Surya Ghar central subsidy of ₹78,000 for a 3kW system applies uniformly across every Indian state and UT — so the price below (High Efficiency Mono PERC tier, this page’s most popular option) is the same nationwide, with one exception: Uttar Pradesh adds a state-level top-up subsidy (₹15,000/kW, capped at ₹30,000), bringing its net price down further. Click your state below for its full subsidy guide, application steps, and local DISCOM contact.
Prices below are for a standard 3kW system. For your own roof and bill, our free solar calculator works out the right size, cost after subsidy and payback.
| State | DISCOM | Gross Price | Subsidy | Net Price |
|---|---|---|---|---|
| Andhra Pradesh | APEPDCL/APCPDCL | ₹160,000 | −₹78,000 | ₹82,000 |
| Arunachal Pradesh | Dept. of Power | ₹160,000 | −₹85,800 | ₹74,200 |
| Assam | APDCL | ₹160,000 | −₹85,800 | ₹74,200 |
| Bihar | NBPDCL/SBPDCL | ₹160,000 | −₹78,000 | ₹82,000 |
| Chandigarh | CPDL | ₹160,000 | −₹78,000 | ₹82,000 |
| Chhattisgarh | CSPDCL | ₹160,000 | −₹78,000 | ₹82,000 |
| Delhi | BSES/TPDDL | ₹160,000 | −₹78,000 | ₹82,000 |
| Goa | Goa Electricity Dept | ₹160,000 | −₹78,000 | ₹82,000 |
| Gujarat | GUVNL/DISCOMs | ₹160,000 | −₹78,000 | ₹82,000 |
| Haryana | DHBVN/UHBVN | ₹160,000 | −₹78,000 | ₹82,000 |
| Himachal Pradesh | HPSEBL | ₹160,000 | −₹85,800 | ₹74,200 |
| Jammu and Kashmir | JPDCL/KPDCL | ₹160,000 | −₹85,800 | ₹74,200 |
| Jharkhand | JBVNL | ₹160,000 | −₹78,000 | ₹82,000 |
| Karnataka | BESCOM/MESCOM/HESCOM | ₹160,000 | −₹78,000 | ₹82,000 |
| Kerala | KSEB | ₹160,000 | −₹78,000 | ₹82,000 |
| Madhya Pradesh | MPMKVVCL/MPWZ/MPEZ | ₹160,000 | −₹78,000 | ₹82,000 |
| Maharashtra | MSEDCL | ₹160,000 | −₹78,000 | ₹82,000 |
| Manipur | MSPDCL | ₹160,000 | −₹85,800 | ₹74,200 |
| Meghalaya | MeECL | ₹160,000 | −₹85,800 | ₹74,200 |
| Mizoram | Power & Electricity Dept | ₹160,000 | −₹85,800 | ₹74,200 |
| Nagaland | Dept. of Power | ₹160,000 | −₹85,800 | ₹74,200 |
| Odisha | TPCODL/TPNODL/TPWODL/TPSODL | ₹160,000 | −₹78,000 | ₹82,000 |
| Puducherry | PED (Electricity Dept) | ₹160,000 | −₹78,000 | ₹82,000 |
| Punjab | PSPCL | ₹160,000 | −₹78,000 | ₹82,000 |
| Rajasthan | JVVNL/AVVNL/JDVVNL | ₹160,000 | −₹78,000 | ₹82,000 |
| Sikkim | Energy & Power Dept | ₹160,000 | −₹85,800 | ₹74,200 |
| Tamil Nadu | TNPDCL (formerly TANGEDCO) | ₹160,000 | −₹78,000 | ₹82,000 |
| Telangana | TGSPDCL/TGNPDCL | ₹160,000 | −₹78,000 | ₹82,000 |
| Tripura | TSECL | ₹160,000 | −₹85,800 | ₹74,200 |
| Uttar Pradesh | PVVNL/MVVNL/DVVNL/PUVVNL | ₹160,000 | −₹108,000* | ₹52,000 |
| Uttarakhand | UPCL | ₹160,000 | −₹85,800 | ₹74,200 |
| West Bengal | WBSEDCL/CESC | ₹160,000 | −₹78,000 | ₹82,000 |
*Uttar Pradesh total subsidy = ₹78,000 central (PM Surya Ghar) + ₹30,000 state top-up. Prices are estimates for the Mono PERC (High Efficiency) tier shown above — actual quotes vary by installer, brand, and roof condition. Get a free, no-obligation quote from verified local installers using the button below.
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